ເຄື່ອງຄິດໄລ່ຈຸດຫຼຸດຈໍານອງ Loan Amount USD Interest rate(With Points) % per year Interest rate(Without Points) % per year Loan terms YearMonths No.of Points Paid % per year Result: Monthly Payment(Without Points) USD Total Repayment USD Total Interest Payment USD Monthly Payment(With Points) USD Total Repayment USD Total Interest Payment USD Total Points Paid USD Points to Save you USD Months to Recover Points Months