ເຄື່ອງຄິດໄລ່ການຈ່າຍເງິນສົດ Before Refinancing Loan Amount Interest Rate (%) % per year Loan Period YearMonths No. of Payments Made Months After Refinancing New Loan Period YearMonths New Interest Rate (%) % per year Out put of Mortgage Refinance Payment Calculation Current Monthly Payment New Monthly Payment Extra Monthly Payment